Getting Started
Nova:
Your Trusted Partner in
Employee Health & Wellness
At Nova Health, we don’t just insure—we empower. Our SME International and Micro-SME/SME Regional plans are designed to deliver a strategic blend of comprehensive coverage and proactive wellness support. Each plan includes exclusive, no-cost access to our corporate wellness programs, helping your workforce stay healthier, more motivated, and protected every day.
Benefits
Wellness Program Benefits That You Get
Onsite Health Management
Nova Health brings comprehensive health services directly to your workplace through a dedicated team of wellness professionals. Each program includes:
GP consultations (male/female)- Screening triage and full-body examinations
- Tests for Blood Sugar, BP, BMI, and CBC
- ECG
- Prescription and home delivery of medicines for non-acute or chronic conditions
- Home collection of lab samples when required
- Up to three health camps per year
This proactive program helps assess your overall health and provides personalized guidance on healthy living and preventive care.
Daily Wellness Management
Experience a higher standard of care with personalized wellness support designed for your everyday life. From proactive health monitoring and tailored lifestyle guidance to preventive care solutions, our program empowers you to maintain optimal well-being with confidence and ease.
Home Health Management
Receive high-quality medical care from the comfort of your home. Our premium home health services offer access to qualified healthcare professionals, personalized treatment plans, and continuous monitoring—ensuring convenience, privacy, and expert care tailored to your needs.
Chronic Disease Management
Developed by healthcare specialists, this program offers personalized strategies, continuous guidance, and practical tools to help you manage chronic conditions effectively. From lifestyle adjustments and medication adherence to dietary support and regular monitoring, our expert team works closely with you to achieve and maintain lasting health and balance.
Telehealth Services
Nova Health embraces innovation through telehealth services, giving members convenient access to medical professionals anytime, anywhere. Fully compliant with UAE healthcare standards, these services enable virtual consultations, remote diagnostics, and real time expert advice - whether you’re at home or on the move. Its healthcare is simple, secure and accessible.
Global Assist
Our Global Assist program connects you instantly to trusted healthcare providers and emergency support wherever you are in the world. Whether traveling over 120 km from home or abroad for up to 90 days, you're covered with services like emergency medical evacuation, hospitalization assistance, repatriation, prescription support, and compassionate travel care. Nova Health ensures that help is always within reach — no matter where life takes you.
How it works?
How Do Our Health Insurance & Wellness Benefits Work?
01
Choosing the Right Plan
We start by understanding your organization's needs and budget, then help you select the plan that fits best. Whether you need Micro-SME/SME regional or international SME coverage, our team ensures the plan you choose provides complete protection and wellness benefits for your employees and their families.
02
Application & Enrollment
Our team guides you through every step of the enrollment process — from filling out forms to verifying eligibility and submitting required documents on time. We make it simple for SMEs to enroll their employees and dependents, ensuring smooth onboarding for groups with a minimum of five employees.
03
Understanding and Managing Benefits
Once enrolled, we help you make the most of your plan. We'll walk you through coverage limits, exclusions, claims procedures, and reimbursement processes. You'll also learn how to access your Wellness Program benefits — including Onsite Health Management, At-Home Health Management, Chronic Disease Management, Telehealth through TruDoc, Global Assist, and Daily Wellness Management.
04
Making the Most of Your Policy
We ensure you always have access to important policy details and support when you need it most. In case of a medical need or emergency, our process helps you get care quickly. Use our Wellness App and programs to monitor health goals, track progress, and stay compliant with policy requirements — including regular health checkups or chronic condition follow-ups.
Plans
Explore Our Comprehensive
Insurance Plans Today!
Our insurance plans provide complete coverage that is customized to meet your unique needs, giving you financial security and peace of mind in the event of unforeseen events with additional and completely free-of-cost benefits from our Wellness Programs.
Product Benefits - Regional
| Product Benefit | NovaCare RegionalIndividual | NovaBiz EssentialMicro SME | NovaCorp HealthSME |
|---|---|---|---|
| Coverage | Worldwide
| Worldwide
| Worldwide
|
| Annual Limits | Up to AED 500,000 | Up to AED 500,000 | Up to AED 2.5 Million |
| Treatment Options | Preventive care, dental, optical, cosmetic and wellness-related treatments | Preventive care, dental, optical, cosmetic and wellness-related treatments | Preventive care, dental, optical, cosmetic and wellness-related treatments |
| Special Benefits | Flexible, affordable, and fully customizable with wellness programs, preventive care, and chronic disease management | Flexible, affordable, and fully customizable with wellness programs, preventive care, and chronic disease management | Flexible, affordable, and fully customizable with wellness programs, preventive care, and chronic disease management |
| Claims Administration | Managed by NAS/NEURON through direct billing within the UAE and GCC region | Managed by NAS/NEURON through direct billing within the UAE and GCC region | Managed by NAS/NEURON through direct billing within the UAE and GCC region |
| Regulation Compliance | Complies with DHA & DOH regulations | Complies with DHA & DOH regulations | Complies with DHA & DOH regulations |
| Employee Limits | Individual / Family / Dependents | Minimum of 3 employees up to 25 members | Minimum of 5 members up to 200 employees |
Coverage
Worldwide, Worldwide (excl. USA & Canada), Worldwide (excl. USA, Canada & Europe), UAE & GCC, UAE only
Annual Limits
Up to AED 500,000
Treatment Options
Preventive care, dental, optical, cosmetic and wellness-related treatments
Special Benefits
Flexible, affordable, and fully customizable with wellness programs, preventive care, and chronic disease management
Claims Administration
Managed by NAS/NEURON through direct billing within the UAE and GCC region
Regulation Compliance
Complies with DHA & DOH regulations
Employee Limits
Individual / Family / Dependents
Coverage
Worldwide, Worldwide (excl. USA & Canada), Worldwide (excl. USA, Canada & Europe), UAE & GCC, UAE only
Annual Limits
Up to AED 500,000
Treatment Options
Preventive care, dental, optical, cosmetic and wellness-related treatments
Special Benefits
Flexible, affordable, and fully customizable with wellness programs, preventive care, and chronic disease management
Claims Administration
Managed by NAS/NEURON through direct billing within the UAE and GCC region
Regulation Compliance
Complies with DHA & DOH regulations
Employee Limits
Minimum of 3 employees up to 25 members
Coverage
Worldwide, Worldwide (excl. USA & Canada), Worldwide (excl. USA, Canada & Europe), UAE, GCC, ISA & SEA, UAE only
Annual Limits
Up to AED 2.5 Million
Treatment Options
Preventive care, dental, optical, cosmetic and wellness-related treatments
Special Benefits
Flexible, affordable, and fully customizable with wellness programs, preventive care, and chronic disease management
Claims Administration
Managed by NAS/NEURON through direct billing within the UAE and GCC region
Regulation Compliance
Complies with DHA & DOH regulations
Employee Limits
Minimum of 5 members up to 200 employees
Product Benefits - International
| Product Benefit | NovaGlobal IndividualIndividual – IPMI | NovaGlobal SMESME – IPMI |
|---|---|---|
| Coverage | Worldwide
| Worldwide
|
| Annual Limits | Up to USD 5 Million | Up to USD 5 Million |
| Treatment Options | Preventive care, dental, optical, cosmetic and wellness-related treatments | Preventive care, dental, optical, cosmetic and wellness-related treatments |
| Special Benefits | Emergency Evacuation & Repatriation, Second Medical Opinion, Wellness & Teleconsultation | Emergency Evacuation & Repatriation, Second Medical Opinion, Wellness & Teleconsultation |
| Claims Administration | Managed by NAS/NEURON within the UAE, supported by an international direct billing network for overseas claims | Managed by NAS/NEURON within the UAE, supported by an international direct billing network for overseas claims |
| Regulation Compliance | Complies with DHA & DOH regulations | Complies with DHA & DOH regulations |
| Employee Limits | Individual / Family / Dependents | Minimum of 5 members up to 100 employees |
Coverage
Worldwide, Worldwide (excl. USA & Canada)
Annual Limits
Up to USD 5 Million
Treatment Options
Preventive care, dental, optical, cosmetic and wellness-related treatments
Special Benefits
Emergency Evacuation & Repatriation, Second Medical Opinion, Wellness & Teleconsultation
Claims Administration
Managed by NAS/NEURON within the UAE, supported by an international direct billing network for overseas claims
Regulation Compliance
Complies with DHA & DOH regulations
Employee Limits
Individual / Family / Dependents
Coverage
Worldwide, Worldwide (excl. USA & Canada)
Annual Limits
Up to USD 5 Million
Treatment Options
Preventive care, dental, optical, cosmetic and wellness-related treatments
Special Benefits
Emergency Evacuation & Repatriation, Second Medical Opinion, Wellness & Teleconsultation
Claims Administration
Managed by NAS/NEURON within the UAE, supported by an international direct billing network for overseas claims
Regulation Compliance
Complies with DHA & DOH regulations
Employee Limits
Minimum of 5 members up to 100 employees
Coverage Zone
Tailored Coverage for Your Business Needs
Micro SME Health Plan
A flexible and affordable health solution designed for growing businesses—delivering big protection for small teams. A comprehensive and customizable health solution designed for businesses of 25 members or fewer—delivering flexible coverage from local to worldwide. Combining mandatory benefits with premium add-ons like dental, optical, alternative medicine, and preventive care for complete peace of mind.
Individual Health Plan (Regional)
Designed for you and your family, this plan offers flexible coverage—from local to worldwide—tailored to your lifestyle. Enjoy essential protection with mandatory benefits, along with the option to enhance your cover with dental, optical, alternative medicine, and preventive care.
International Individual Health Plan (IPMI)
More than just insurance—this is complete health protection for you and your family. With coverage across multiple countries, you can choose a plan that fits your lifestyle, from essential care to comprehensive global protection. Covering hospitalization, outpatient treatments, and emergencies, the plan also offers optional add-ons like dental, optical, and alternative medicine. Plus, benefit from preventive care, routine health check-ups, and wellness support to keep you at your best.
"Not just health insurance — a partner in your wellness journey."
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